Roofs periodically need to be replaced. Sometimes this is due to storm damage and sometimes from wear and tear because of age.

Missing or loose shingles and pock-marked shingles indicating hail damage all can be the result of a weather incident. This could mean that your home may be eligible for a free roof.

Not only does a bad roof take away from the appearance of your home, but it also can decrease the value and lead to other problems, such as leaks, interior damage or even rot. Read our Frequently Asked Questions and answers below about roof replacements. (Please read all the way through to find out if you qualify.)

Damaged Roof
Damaged Roof
Damaged Roof


Q#1: Will my homeowner's insurance company pay for my new roof?
A: Yes! We have an 80% success rate in getting FREE new roofs installed for homeowners.

Q#2: What are some ways I should know that my roof needs replacing?
A: You have pieces of blown-off shingles on your lawn and driveway; you have water stains on your ceiling; you have leaks; your roof looks like one or more of the pictures on this page.

Q#3: Do I really need Wells Remodeling to meet with the insurance adjuster?
A: Yes! Insurance adjusters work for the insurance companies — not you. By having Wells Remodeling meet with the adjuster you are assured that your interests are completely covered.

Q#4: What happens if Wells Remodeling says I have roof damage, yet the claim adjuster denies my claim?
A: You are entitled to at least one re-inspection, in most cases.

Q#5: Can I keep the money given to me by the insurance company for my roof to do other things?
A: No! The written, detailed estimates of your roof and repairs are valid and legally binding contracts. Failure to comply with the terms is insurance fraud. Generally, claims checks are made payable to you, the contractor and your mortgage company thereby protecting all parties.

Q#6: Can my insurance company withhold a portion of my check for repairs?
A: Yes! They want to make sure that the work is completely done. Therefore, it is customary for them to withhold 25-33% (in the form of recoverable depreciation) until Wells Remodeling certifies that all of the repairs have been completed.

Q#7: How can I avoid paying a deductible?
A: Ask us how and we can explain in detail.

Q#8: What are the main reasons my insurance company will pay for the replacement of my roof?
A: The main three reasons are hail damage, wind creasing or breaking the adhesive seal of the shingles, and blown-off shingles from at least two sides of the roof. This is why it is so important for your contractor to meet with the adjuster when he/she comes out to your home to inspect your roof.

Q#9: Will Wells Remodeling assist me with filing my claim?
A: Yes! We will assist you with filing your roof claim and we will handle all of the paper work. We also will meet with the insurance adjuster when he/she comes out to your home to inspect your roof and any other damages that you may have.

Q#10: Are there any other options available to me if my claim is denied?
A: Yes! We have 100% financing with low monthly payments. Our financing covers roof replacement as well as other types of remodeling and repairs.

We can help you get financing for all your roofing and remodeling projects.

Experience makes a difference

Wells Remodeling is a family business started by Earnest Wells, Sr. He has more than 40 years experience in home remodeling and financing.

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